In the current economic climate, with the unemployment rate above 10% and the real unemployment rate closer to 18%, more and more people have either lost their total family income, their spouse’s income, or reduced their income due to reduced hours.

At the same time, that income decreases, the expenses remain the same, or may even increase due to things such as a child going to college, unforeseen medical costs or the need to help a parent get older.

In addition, if it becomes more difficult to make ends meet, late payment on a credit card can cause the interest rate you pay on your outstanding balance to double or even triple.

They say that when life yields quotes, you make lemonade, but when the postman delivers more bad news in the form of bills, catchy sentences help little.

How do I make ends meet?

How do I make ends meet?

Being short is bad news. But there are ways to deal with this, which can help to stabilize the ship, and to provide some breathing space to think of ways to tackle the problems in the future. That said, what are some of the best ways to collect cash?

Rainy Day Fund

Of course, if you had secured money to use if a crisis had ever occurred, that would be the first place you would look, although some people will hesitate to do it.

It reminds me of the story of a man who went to see his psychiatrist and told him that he had lost his job and the bills were piling up. The psychiatrist asked him if he had given away money, and he said that it was, but it was for a rainy day. The psychiatrist said, it’s raining now, start using it. If there is money and you need it, use it.

Ebay, Craigslist, Tag Sale

Ebay, Craigslist, Tag Sale

Nobody wants to sell valuable or valuable possessions if that is not necessary, but if you look around the house, there may be items that can raise good dollars in an oMartin Chuzzlewitine auction house such as Ebay or oMartin Chuzzlewitine advertisements such as Craigslist. If you have the ability and merchandise to do a tag sale yourself, that can also be a good method.

Save Bonds

Save Bonds

I went to Martin Safitangs to the safe where I stored valuable papers and found a pile of savings bonds from long ago that I forgot they were there and that had long since been out of interest. Many of us have received these as gifts over the years, put them away and forgotten. Look, and maybe you will find it.

Take part-time jobs

Take part-time jobs

It will hurt, but delivering pizzas or serving tables is a great way to earn extra money quickly. Nobody wants you to do 2 or 3 long-term jobs while doing work, but you may need to look for a new career or get your income back from a commission-based job.

Gold, diamonds and precious stones

Gold, diamonds and precious stones

As a kind of last resort, with the aaMartin Chuzzlewitoop to precious metals and other commodities, there can be quite a bit of untapped money on a shelf in the cupboard, or perhaps in a bank vault. Although you probably do not want to abolish your wedding ring Martin Chuzzlewitijk (although some may do), you remember the jewelry your aunt Bertha gave you that you would never think of to wear. Or maybe another item that you don’t like or that uses your feeling can have value. Make sure the item is being reviewed or taken to different dealers to get a better idea of ​​what it’s worth.

These are just a few of the methods that are available. Do you have any other good ideas for replacing lost income?

 

How to be an adult – 12 life skills you need as an adult

In 2016, “maturing” – acting like a responsible adult – made the short list for Oxford Dictionaries’ Word of the Year. This term is common on social media, mostly among millennials who talk ironically about everyday tasks such as dinner. Typical tweets may read: “Cook a real dinner! 

 

How to install a gravel driveway – Types, ideas & costs

Many detached houses have their own driveway. In suburban and rural areas almost everyone does it. Improving and maintaining these rights of way is a necessary, but often overlooked, cost of home ownership. And it is not an unimportant release. The average asphalt driveway costs around $ 4